What does it really cost? Count it in hours
Turn prices into hours of your life — the quickest way to tell a need from a want.
In the app: 2 lessons · 1 quick check
Key points
1. Your real hourly earning
- Every naira you spend cost you time to earn. Work out what you really earn per hour: take what you keep in a week and divide by all the hours work takes — including travel and…
2. Is it worth the hours?
- Vicki Robin & Joe Dominguez, Your Money or Your Life (1992) — money as 'life energy' and your real hourly wage.
Spend your life energy on what you truly value.
The full lesson is in the Kopkad app
Worked examples in naira, quick checks to test yourself, and the step-by-step guide to doing it, free with your account.
Read more elsewhere
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Full lesson + tools in the Kopkad app
Track your money in Wealth Builder
Log income and spending in seconds, mark needs and wants, and see your budget update as you go.
- Full lessons with real examples
- Quick checks as you learn
- Wealth Builder tools to do it
Free to join. Find the lessons under Learn → Financial Literacy at app.kopkad.ng and in the Android app.